solutions

Boost margin by 12% with early payments

Early Payments

A smarter approach to dynamic discounting

We help the construction industry fund itself by facilitating early payment negotiations between general contractors and their subs. Earlytrade never touches your money.

Platform-(9)
No change to your payment process

Pay subs earlier in exchange for a discount

1

You determine which subs and/or projects are eligible for early payment.

2

Subs review approved invoices and estimated payment dates in their dedicated Earlytrade portal, and choose whether to offer a discount and at what rate in order to be paid early.

3

Earlytrade evaluates discount offers against your custom return goals and the dynamic discounting market, and accepts good offers automatically.

4

You pay subs through your existing payment process, directly from your own accounts.

customer testimonial | chris duprey

“Earlytrade is the kind of solution CFOs love: simple, effective, and immediately valuable.”

margin calculator

See how much your profit could 
increase with Earlytrade

$M
$M
%
%
%
Gross Margin Increase
$900,000
Amount Paid Early
$45M
Margin
Current: 2.50% ($7.5M)
New: 2.80% ($8.4M)
Percent Change: 12.00%

how we’re different

Why choose Earlytrade

GCs retain full control

Choose which subs and projects are eligible for early payment and how much capital is allocated to the program.

Subcontractors opt in

Trade partners choose whether to request early payment and set their own discount offer rates.

Market-based pricing

Discount offers are evaluated against GC-defined parameters and supply/demand within the market.

No change to payment process

Suppliers are paid the same way you currently pay them, just earlier in exchange for a discount.

I get to decide how much of our capital is allocated and which suppliers or projects are included in the program, so I’m only offering early payment when I’m confident in the outcome.
Chris Kaspar
CFO
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