Solutions for Subcontractors

Protect and strengthen cash flow

Invoice Visibility and Early Payments

Earlytrade is a platform that provides subcontractors with access to early payments, helping them improve cash flow for payroll, materials, and equipment while offering visibility to invoice statuses and estimated payment dates.

how we’re different

The value of Earlytrade to subcontractors

Improved financial stability

Eliminate cash flow gaps and reduce financial stress by accessing working capital when needed to cover payroll, purchase materials, and invest in equipment.

Operational efficiency

Avoid the need for invoice factoring or high-interest loans, streamlining financial operations.

Empowerment for growth

Invest in new opportunities and improve project readiness with predictable cash flow.

Stronger relationships with buyers

Work with customers who prioritize your financial health and success, fostering loyalty and trust.

Registration was incredibly easy. I’d happily recommend Earlytrade to anyone else, without a doubt. No paperwork, no training – very, very simple.
Nick Roberts
Co-Owner, nix freight
When we first were contacted by Earlytrade I was almost skeptical about how easy the process was that was explained to me. We have found that it is realistically as easy as jumping onto a website, finding the rate which is acceptable on the day and clicking a button.
Nick Wagner
OTR, Beston Global Food Company
Earlytrade has really enhanced our working relationship with our clients and the visibility of data and the availability of funding has really made a big difference to the way our business operates.
Brian Slater
CFO, True North New Zealand

Why choose Earlytrade

Invoice
transparency

Gain real-time visibility into invoice statuses and estimated payment dates, ensuring better cash flow forecasting.

Control over

your discounts

Choose whether to request early payment invoice-by-invoice, and set your own discount offer rates.

No fees or
mandates

There is no mandate or cost to use Earlytrade, only the discount you choose to accept in exchange for early payment. 

Frequently Asked Questions

About Early Payments

Why is my customer offering this program?

GCs that launch Earlytrade value the relationships they have with their trade partners. Earlytrade provides you with visibility into approved invoices and estimated payment dates, and provides on-demand, debt-free access to working capital.

Nothing in your invoice process changes — continue to submit the same way you do today.

Your customers will still pay you the same way as always; only sooner if you opt to access on-demand payment.

It is free to use the Earlytrade subcontractor portal. Discount rates for early payments are set by you.

Subcontractors utilize early payments to invest in new equipment, smooth seasonal fluctuations, manage cash flow during lockdowns or crisis events, and more.

Unlike traditional means of business finance, you do not need to put up any security or submit further details and credentials. This is the benefit of having strong relationships between general contractors and their trade partners.