solutions

Boost margin by 12% with early payments

 Application for Payments

Collaborate with suppliers and improve the accuracy of application of payments while delivering unparalleled transparency to your teams.

The Earlytrade Difference

Visibility


Modern design, with visibility of key information to all users.

Quick and reliable data source.

Flexibility


Builder sets optional submission windows.

Improved speed of adoption
within business.

Supplier
Pricing

Suppliers do not pay to submit applications for payment.

Higher digital adoption; no on‑charged costs.

The Earlytrade offering is an innovative, simple, and transparent tool which greatly assists our suppliers.
Gwen Inglis
Chief Procurement Officer
rudolph-libbe

Product features

Turn capabilities into competitive advantage

OCR Technology

Reads insurance docs, blocks expired certificates, then auto‑attaches valid ones to future claims.

Saves time chasing paperwork; ensures compliance.

Digital Signatures

Allows users to complete & sign required documents in‑platform.

Fewer mis‑read or unsigned forms; faster submission.

In-App 
Messaging

Two‑way chat stored inside each claim.

All context stays in one place even if staff are unavailable.

Supplier
Tasks

Builder can assign claim‑related tasks with due dates.

Ensures required info arrives with the claim.

Project‑Setting Timelines

Configure approval days, payment dates & workflows per project.

Adjust settings to match individual contract needs.

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compliance

Built-in safeguards for UK Construction Act compliance

Earlytrade’s controls around required documents and submission timelines ensure suppliers provide all necessary information with their applications for payment, in accordance with the UK Construction Act guidelines.

By ensuring AFPs are submitted correctly the first time, we help main contractors meet the strictly defined deadlines for Payment Notices — reducing your compliance risk and streamlining work for your team.

SEE US IN ACTION

From Applications for Payment to Early Payments

Early Payments

A smarter approach to dynamic discounting

We help the construction industry fund itself by facilitating early payment negotiations between main contractors and their supply chain. Earlytrade never touches your money.

No change to your payment process

Pay suppliers earlier in exchange for a discount

1

You determine which suppliers and/or projects are eligible for early payment.

2

Suppliers review approved invoices and estimated payment dates in their dedicated Earlytrade portal, and choose whether to offer a discount and at what rate in order to be paid early.

3

Earlytrade evaluates discount offers against your custom return goals and the dynamic discounting market, and accepts good offers automatically.

4

You pay suppliers through your existing payment process, directly from your own accounts.

I get to decide how much of our capital is allocated and which suppliers or projects are included in the program, so I’m only offering early payment when I’m confident in the outcome.
Chris Kaspar
CFO
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margin calculator

See how much your profit could 
increase with Earlytrade

£M
£M
%
%
%
Margin Increase
£900,000
Amount Paid Early
£45M
Margin
Current: 2.50% (£7.5M)
New: 2.80% (£8.4M)
Percent Change: 12.00%

how we’re different

Why choose Earlytrade

Retain
full control

Choose which suppliers and projects are eligible for early payment and how much capital is allocated to the program.

Suppliers

opt in

Suppliers choose whether to request early payment and set their own discount offer rates.

Market-based pricing

Discount offers are evaluated against defined parameters and supply/demand within the market.

No change to payment process

Suppliers are paid the same way you currently pay them, just earlier in exchange for a discount.